the account
how it works
account manager
how to apply
online account access
mobile account access
telephone account access
what it costs
contact
apply
You can pay in at the Post Office
Log in to manage your account online
Check your balance on the move


What it Costs


As a onebanking account holder, you’ll get access to manage your account online and have a UK based account manager to assist you with your everyday banking.

There is no account opening fee.

There is a monthly fee of £12.50. This is payable monthly in advance. It is debited from your account on the 1st of every month, so you can easily plan your finances. You can add a secondary cardholder for £5.00.

Please refer to summary box for details of your CardOneBanking Prepaid MasterCard® usage fees

Apply online for a current account from CardOneBanking








**This product is not covered by the Financial Services Compensation Scheme.

*Subject to Identification and Residency Checks. ***ATM charges may apply. + Bouncing a payment means rejecting a payment. CardOneBanking is a trading style of Spectrum Card Services Limited (Registered in England & Wales No. 6052256), which is a registered agent of Spectrum Payment Services Limited (Registered in England & Wales No. 6268340) under the FSA’s Payment Services Regulations 2009. Registered Office: 24 Nicholas Street, Chester CH1 2AU. Spectrum Payment Services Limited is authorised by the Financial Services Authority under the Payment Service Regulations 2009 No. 504547 for the provision of payment services. The cardone prepaid Mastercard® card is issued by Newcastle Building Society ("NBS") pursuant to license by MasterCard International Inc. NBS is authorised and regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058). MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Cardholder must be at least 18 years of age. ©2011 All rights reserved.