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Terms and Conditions


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*Subject to Identification and Residency Checks. **This product is not covered by the Financial Services Compensation Scheme. + Bouncing a payment means rejecting a payment.

CardOneBanking is a trading style of Spectrum Card Services Limited (Registered in England & Wales No. 6052256), which is a registered agent of Spectrum Payment Services Limited (Registered in England & Wales No. 6268340) under the FSA’s Payment Services Regulations 2009. Registered Office: 24 Nicholas Street, Chester CH1 2AU. Spectrum Payment Services Limited is authorised by the Financial Services Authority under the Payment Service Regulations 2009 No. 504547 for the provision of payment services. The cardone prepaid Mastercard® card is issued by Newcastle Building Society ("NBS") pursuant to license by MasterCard International Inc. NBS is authorised and regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058). MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. ©2011 All rights reserved.