How It Works

No one should be excluded or pre-judged when it comes to personal banking.

We certainly won't turn you away due to any aspect of your previous financial history. We understand that managing personal financial commitments is challenging and that's where we can help.

NO CREDIT CHECKS & NO ACCOUNT OPENING FEE

cardonebanking provides a hassle free managed banking facility. We can help to ensure all your regular bills are taken care of.

Pay in at a bank or Post Office branch

We’ve teamed up with a leading high street bank to allow you to pay in cash and cheques at any of their branches. All you have to do is take your cash and cheques to your nearest branch and pay in using your pre-printed GIRO slips into the Rapid deposit box. Rest assured your money is held securely at Natwest Bank, and is protected by the FSCS for your full deposit amount.

You can now also pay in cash at any branch of the Post Office using your own personal barcode. Simply download and print your barcode, take your cash and your bar code to any Post Office branch and pay your money in over the counter. Unfortunately you are unable to pay in cheques using the facility at the Post Office. Cash paid into your account via Post Office branches will be credited to your billing account within 2 working days, please see terms & conditions for charges associated with this service.

Account Manager

Talk directly to an account manager. They are available to give you sound advice on your banking facility. They'll help take the stress out of managing those monthly bills. Simply tell your advisor what needs to be paid and they'll do the rest. They'll set up all the necessary standing orders and regular payments from your account to ensure you'll never incur any more costly overdraft or bounced payment fees.

Managing Your Spending

After all of your bills are taken care of, the remaining balance from your wages can be moved to your Prepaid MasterCard® card. This process can be automated once the account is setup, using your online account management centre to create "rules". These rules tell the system what percentage of your wages should be placed in your bills account or on your Prepaid MasterCard® card as spends. You will be able to manage these rules yourself to match your requirements. We will help you with this when you call to activate the account. The Prepaid MasterCard® card works in a similar way to a Pay As You Go mobile phone top-up card, but has the convenience and functionality of a debit card.

Apply online for a Guaranteed Acceptance* Banking Facility from cardonebanking